>Mechanical failures account for about 60% of all drive failures.[2] While the eventual failure may be catastrophic, most mechanical failures result from gradual wear and there are usually certain indications that failure is imminent. These may include increased heat output, increased noise level, problems with reading and writing of data, or an increase in the number of damaged disk sectors.
If you want to ensure data is safe you need to run a raid 1 or online backup service.