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It's insulting because it addresses its target audience as though they are children, as if they don't know how money works.


To me the emphasis is simply an implication that their customers get pitched a lot of programs where the payout has strings attached. (A common tactic to exploit the poor- see the old "company store" days)

Simple example, the reward points I get on my credit card are not cash. They can be redeemed on my mortgage, but not on shoes.

A product that is trying to differentiate itself from such programs would certainly want to really emphasize that they are giving you cash.




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