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This is already the case for instance in Portugal, for quite some time. In fact, a card holder in Portugal can generally just issue a new credit card number for personal use, tied to their account with whatever expiry they wish.

The big problem arises when you booked your hotel on one of these temporary numbers and show up to try to check in to the hotel. The card was not actually issued and some hotels have weird policies in that regard.

Of course, chip card based solutions that devalue the PAN are superior.



yes but it is more akin to paying by bank transfer. A Hotel will not expect you to show a card if you paid by bank transfer.




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