Zen Payroll did a good presentation at Railsconf this year that touched on this:...

		rurounijones on May 14, 2014 \| parent \| context \| favorite \| on: How ACH works: A developer perspective – Part 2 Zen Payroll did a good presentation at Railsconf this year that touched on this: http://www.confreaks.com/videos/3328-railsconf-too-big-to-fa... Words I thought I would never hear but were in the presentation: "Fax based API"