I'm not being purposefully obtuse. I was not aware of this particular limitation of iOS (and probably numerous others). Permission-controlled background downloading would seem like a reasonable solution to this particular problem to me.
OK, good -- thought I might be taking troll-bait, but in that case, glad I could provide information.
In principle, you're exactly right -- but iOS in particular has been notoriously picky about app sandboxing, and there is a very short list of permissions that apps are allowed to ask for: location, push notification, and I believe now address book access.