after few million you start securing the retirement and few decades. like what if you live up to 100 or more? Anything below $3million means no retirement now or money has chance to be all spent in next 2-3 decades. After $10Million it's all enough
3 million invested means you can withdraw $100000 annual income with virtually no risk of ever going broke. That is financial independence. $10MM is way too high a bar.
