The problem I have with this debate is that it's targetting the wrong thing. Of course tyrannical states are a problem, but they are a problem because they can ride roughshod over your rights. Having a legal right to money transfers or whatever is only worth the value of the legal right. If the legal right is ignored or revoked, you're in no better a situation than never having the right in the first place.

The problem is a political one - if you want your state to be not shit, then you need to make your state not shit, not campaign for some magic work around to the state.