I've heard that a lot about cryptocurrency, but aren't there plenty of cryptocurrency users who have never lost their wallet and have good personal opsec?
Maybe the issue is trying to force one solution for everyone.
The issue in not trying to force one solution for everyone becomes a blocker when you intend on making some technology useful and essential to everyone, hence, no one seriously gives a damn about crypto anymore.
Maybe the issue is trying to force one solution for everyone.