If Fred's boss comes and offers him a raise, you would tell Fred not to take it? No, of course you wouldn't. If Fred were working up the nerve to ask for a raise or apply for a better paying (or second) job, you would shut him down? No, of course you wouldn't, because any of those would help him in his efforts to re-balance his books. And I assume you would know that due to you not being an idiot. Well, I guess I also need to assume you have Fred's best interests at heart too.

So your analogy doesn't just do work for your position; it clearly cuts both ways.