IANAL but this can be risky in the US still because if you're not careful and demonstrate a clear separation of your business funds and your personal funds it can let those pursuing you for money owed to pierce the veil, thus losing a huge benefit of the LLC.
Is there a guide or someone I should talk to about how to do this?
I’ve long wondered what I can do with an LLC to protect me from debts like this but I don’t know how to get more information about it. Particularly as I’d be the sole owner I don’t really understand what the llc does/doesn’t do.
If you had just 1000$ (and made a few hundred a year) is it worth doing?
Maybe, maybe not. It depends on the risk you're trying to contain, not just the routine income.
The short, short version is: You have to have a reason for the LLC that isn't just "contain some risks". Something like "this is a legal entity for my side project bilombinaboloa.com, that I'm hoping will one day become a company and make me Rich" will work, "I pay my expenses via this and take my income directly" will not.
Read your sibling comment... basically doing this solely for the purpose of trying to avoid debt won't work unless the creditor is just too lazy to pursue it.
Of course. If you have a viable business and the debt is related to that, that's exactly what the corporate veil is for. If you just want to hedge your bets on your personal GCP bill for hobby stuff, not so much.
a catastrophic mistake might result in the company going bust and all the pain associated with that
but shouldn't lose you your home (assuming you acted properly, the project using the cloud provider has to be in the aims of the company, etc etc etc)
speak to a lawyer