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is it legal?

Not to get into that debate, but your bank account is just numbers too.



It may be illegal in some jurisdictions and the payment provider may decide to not deal with it because of legal risk...


That's my point, the provider should not be making that decision. Either it's legal or not, and if it is they should be required to provide service.


Things are not always black and white. Some things are "highly likely legal", other things are "highly likely illegal"...




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