I can't imagine that anything less than subdermal implants will be reliable, for some people.
If the implant fails, you can just go back to the government office / mega corp, show your DNA, and get a new one.
On further reflection, person a) has an evil twin who steals their identity, and person b) doesn't trust the government / mega corp. Back to the drawing board.
I’m gonna have to disagree with you there.
People are constantly losing their keys prolly about as much as people reuse the same password for multiple services.