Transaction fees are based on volume, and can vary wildly up to $50. And you can't store Bitcoin "in your pocket", you can only store your key, like storing your bank password. Except if you lose your bank password, you don't lose all your money.
I've noticed this pattern with a lot of other crypto-evangelists: you put a lot of emphasis on being able to transact "outside of banks", but most people don't care. They just want convenience, and the safeguards that banks provide are worth it for them.
I've noticed this pattern with a lot of other crypto-evangelists: you put a lot of emphasis on being able to transact "outside of banks", but most people don't care. They just want convenience, and the safeguards that banks provide are worth it for them.