Just to clarify a point, IRAs are long-term investing vehicles for retirement savings. They are not meaningless, but they are only useful in the context of 40+ years.
Don't worry about them now because you have no money (and need to pay off that debt), but once you get a steady income and have your debt under control - start investing money into your retirement.
A little money put into an IRA now will make a huge difference 40 years from now.
Don't worry about them now because you have no money (and need to pay off that debt), but once you get a steady income and have your debt under control - start investing money into your retirement.
A little money put into an IRA now will make a huge difference 40 years from now.