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The "No Passwords" prediction is overlooking a big stumbling block: biometric data is not that secret and cannot be changed once intercepted. You might as well just walk up to an ATM, and speak your social security number. So the ATM is secure, but it's just another trusted client with all its associated problems.

The only thing biometric data is really good for is keeping track of people when they don't want to be tracked or want to hide their identity. For example, it would be a useful means of tracking and identifiying people in a prison or a border checkpoint.



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