I didn't propose that. I just linked a relevant indicator. If you'd like me to predict the future, I predict that eventually BTC will fill a similar niche as gold - it will outperform cash under the mattress, but underperform index funds. You'll be able to spot the transition when the MVRV starts to center around 1.0 instead of its current ~1.5. But I couldn't begin to guess when that will happen. Maybe this crash is the catalyst, or maybe it will happen a decade from now. ¯\_(ツ)_/¯