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Maybe it cross refences with the IP of past logins. So it would not work from a different area.


Nah, I haven't logged in in quite a few months and I got the OTP prompt.


The article makes it clear that there's a login button which lets you login with an OTP over SMS. So if your phone is stolen or your SIM has been cloned, a crook could get into your PayPal account.




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