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I've had my Paypal account frozen because I was cheating by living in a different country, not just on holiday. I managed to recover it by giving them the documents they wanted to "prove" that I lived in the country my account was in. I think this included getting my bank to send statements to a family member's address and have them email me a copy. I know some people really do get locked out for good but that wasn't my experience.

Trying to get money from a real bank account (Lloyds in England) after moving out of the country was much harder though. It involved writing several letters and getting a policeman to stamp something, as well as multiple phone calls, including to several staff who gave me wrong advice. But still, they returned my money eventually.



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