With defi, if your money falls through the cracks of automation you can kiss it goodbye -- it's gone for good. At least here there's a chance of a resolution.

That's the trade-off and it's a feature, not a bug.

It was just last month that all of the big players in the cryptocurrency space blacklisted all addresses that have ever interacted with TornadoCash from using their services, essentially transforming that monopoly money into even less than monopoly money.

Crypto is not at all decentralized.

Uh, yes if you use Circle (centralized), Coinbase (centralized), etc etc. Get your coins off of exchanges and learn how to actually use crypto with the way it was intended.

Sure, you can sell the coins off an exchange. But they're worth a lot less if so many entities won't touch them.