Due to the screwy way credit works in the US I just use one card but have several (free) ones. Cancelling the others would make my credit worse; if I don’t use them for a while two companies have reduced the credit lines and I have heard others can be cancelled due to non use.
So I distributed my subscriptions among them (in my case news, video, apps, clown subscriptions); every month I get a reminder to consider the spend. When I had everything on one card I had only one bill to pay but these subscriptions were buried in everything else.
I am trying to decide if I want to learn more about your “clown subscriptions”.
I’m betting it’s probably an autocorrect failure for “cloud” but I keep on trying to figure out what it would entail if you really meant to type “clown”.
I similarly have several credit cards, but they’re all on autopay. There’s some older ones where I don’t use the card anymore haven’t even logged into the account in a long time (but I may still use them for new transactions on websites where I saved the credit card info). The autopay comes out of my checking account, but it just says things like “citi $271.15” (made-up example). So effectively I do not know where my money is going and it’s possible I have subscriptions I forgot about.
Just pointing out a potential pitfall of this situation. Someone’s who better at keeping up with all the details would not have this problem.
So I distributed my subscriptions among them (in my case news, video, apps, clown subscriptions); every month I get a reminder to consider the spend. When I had everything on one card I had only one bill to pay but these subscriptions were buried in everything else.