But it is also possible to buy directly from owners who just post their offers.
> discovering homes
Done via websites. Some with paid access for contact detail, but price minuscule compared to a real estate cost or fee taken by a real estate agent.
Websites are also funded by paying for positioning of ad by seller.
> securing loans
Can be done via going to a bank (and in Poland real-estate agent is usually not doing it anyway).
> touring the place, inspection, sending offers
Done by seller and buyer
> closing and signing the deed
Done at notary, also would be done at notary in case of a real-estate agent
But it is also possible to buy directly from owners who just post their offers.
> discovering homes
Done via websites. Some with paid access for contact detail, but price minuscule compared to a real estate cost or fee taken by a real estate agent.
Websites are also funded by paying for positioning of ad by seller.
> securing loans
Can be done via going to a bank (and in Poland real-estate agent is usually not doing it anyway).
> touring the place, inspection, sending offers
Done by seller and buyer
> closing and signing the deed
Done at notary, also would be done at notary in case of a real-estate agent