That was true in the 90s but by the early 00s there were already a few online payment processors around. I remember using WorldPay a lot in around 2000 to 2004. PayPal came onto my radar shortly after, though even then I was aware it had been around for a while beforehand.
I vaguely recall there was another service like WorldPay, and possibly named similarly too, around that time.
I’ve been running websites since 1994 as well as a keen record collector in the early 00s so used to do a lot of transactions online. I can’t really remember how I payed for stuff online in the 90s, which leaves me wondering if it was all via phone. But I definitely remember using WorldPay sometime around 2000 as I recall being frustrated by the lengthy process (lots of questions, which in hindsight I should have been pleased they did thorough checks).
I vaguely recall there was another service like WorldPay, and possibly named similarly too, around that time.
I’ve been running websites since 1994 as well as a keen record collector in the early 00s so used to do a lot of transactions online. I can’t really remember how I payed for stuff online in the 90s, which leaves me wondering if it was all via phone. But I definitely remember using WorldPay sometime around 2000 as I recall being frustrated by the lengthy process (lots of questions, which in hindsight I should have been pleased they did thorough checks).