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>Family is the most important thing in life. Material things don't matter.

Aye, but there's the rub.

Do you want your kids to live in a safe and healthy town with good schools and a decent home? Do you want them to have nice things and great life experiences? Do you want to be sure they can go to a college that matches their abilities?

Even if you're personally a minimalist without the need for status and luxury, it still costs a lot to give your kids the stuff that makes them flourish.

Your time is probably the most important thing you can give them however, so now you're faced with an optimization problem. How much time with family vs how much money will make for the ideal family life? It's not easy to know.

Since many of us can't find a job we love that pays enough to optimize family well being, there's a need to sacrifice one value for another. You can't always "have it all".



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