If you can only remember a few long term complex secrets, then using one slot for your bank password seems reasonable to me. The other big ones for me are: google/microsoft account, password manager, FDE passphrase.
If you use hardware 2FA and have lots of bank accounts (business, trading, etc) then using a password manager starts to make sense.
If you use hardware 2FA and have lots of bank accounts (business, trading, etc) then using a password manager starts to make sense.