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I do not possess a credit card for ideological reasons.

I do have two debit cards, one Visa and one MasterCard, for redundancy.

I see what you are saying and it makes sense. I’m just ideologically opposed to the use of consumer credit for regular / recurring / general living expenses.



If you're ideologically opposed to consumer credit because of the cycles of debt it incurs just pay off your credit card in full every month (which is what I do). No interest will be paid.


I do not have the self control to make that work.

I bet I’m not alone.




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