That is a good solution for kube thanks for the reference.
My situation is a bit different: hosting a bunch of subs on the same servers.
With one wildcard I have one server conf with one cert and use the hostname to rewrite each request to the correct directory.
If I did a cert for each sub the nginx conf would need 1000's of server config blocks each with its own cert. I haven't tested, so maybe nginx would handle this just fine, but it is easier to just go with a single wildcard and not worry about it.
As far as I can tell there is no security advantage to having multiple certs instead of one wildcard since I would have all the certs on the same server anyway but if anyone knows of any I would be happy to hear.