Really? Any links/citations/posts? Curious about this.

Also debatable as to whether you had those rights in the first place (see: this thread)

You lose the ability to use the (very generous) income based repayment plans.

Ah interesting. Didn't know that. Thanks!

Some government loans are discharged at death [0]. SoFi etc loans would still go after the estate.

In my analysis, this risk/reward analysis matters most for debters considering marriage.

[0]: https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancell...