Insurance companies tend to cover passengers, unless those passengers are there because you're doing weird things.
Car-pooling is sufficiently weird for insurers to require you to let them know you're doing it, and they may adjust the premiums.
As for whether I ask: yes, I do. Most of the people I get lifts from are insured as part of their job and a bunch of other people have checked for me; or it's public transport and again other people have checked for me.
Car-pooling is sufficiently weird for insurers to require you to let them know you're doing it, and they may adjust the premiums.
As for whether I ask: yes, I do. Most of the people I get lifts from are insured as part of their job and a bunch of other people have checked for me; or it's public transport and again other people have checked for me.