I've been struggling to understand the hype as well.

I think the excitement is more around seeing how MCP is being embraced, and the impact it can have. Rather than me having to wire up a bunch of tools by hand, I can now point to some configuration files and MCP servers.

I think it's fair for people to be excited, but ultimately, yes, your prediction is correct, and it won't be as exciting after MCP becomes a standard. This is similar to any new technology. e.g. years ago, Go programs and literature were popular on this site, but not so much any more.

Have you contemplated running the python code in a virtual environment in the browser?

I find the prospect of NLI to be much simpler and ubiquitous, especially when factoring in voice communication.

"Hey Siri, what's my credit card balance?"

"Your current credit card balance is 40.32"

"Pay the full balance on my credit card using my checking account"

That flow seems much simpler. It's also hands free.

There’s a tedious, time consuming task, we all dread doing, but yet are compelled to do several times a month: interact with our bank’s UI.

Regardless of the convenience of mobile over web, it is still a multiple step process that requires several presses/clicks, screen loading icons, scrolling up and down the page, getting bombarded with calls to action, promotions, etc.

As we gaze into the future of digital banking, it’s clear that the next logical step is to incorporate functionalities such as trading stocks, dabbling in cryptocurrencies like Bitcoin, and even applying for loans, all within the same natural language interface.

Please no. Prompt engineering is even more cumbersome and error-prone.

Some people will talk it into doing something it shouldn't. The bank will get in trouble because it seduced you into making an unwise investment.

It would work no different from the current apps on the backend; (chat)gpt will fill a typed object, for instance a Transaction, software will validate this object as it does now (you can fill an object in an illegal way now and send it to the api; no difference), show it in the chat window as a strict UI to ask you if you are sure and then execute. The gpt part is only for you, not for the backend.

So people can try to make it do whatever; the banking backend logic won’t execute it, so it doesn’t matter. The user will just be wasting their own time.

Until of course neo-neo-web3-gpt-banks pop up that are ‘built up from the ground with ai’. But those will fail regulatory before they launch anyway.

Yeah, that was my first thought. Adding a layer of UI with documented unintended behavior is a liability landmine.

A chatbot for banking wouldn't necessarily be a bad idea but it's behavior would have to tightly controlled. On the other hand, that might not be hard to do because the domain that it needs to work over is very small, it's like the old Expert systems of the 1980s.

Indeed -- why would it even need to be a GPT system?

But I personally do not want a chat interface. I find communicating with a computer via natural language to be more cumbersome than using a decent traditional interface. Perhaps some banks have worse interfaces than others, but I'm happy with what I have now.

If others want a chat interface, then great! Hopefully it can be an addition rather than a replacement.

I think it'll likely end up being voice commands, and typing is just an interim solution. For instance, the ChatGPT iOS app which was just released has voice to text.

While not perfect at the moment, huge strides are being made. There's a noticeable improvement in ChatGPT-4's ability to understand intent. Asking to "Pay 300 towards my credit card from my checking account" isn't a very complex ask, and is unlikely to be misunderstood. It's also much simpler than navigating through 6 traditional UI screens.

Confirmations will obviously be a requirement, just like they are in traditional UIs.

Not saying that there aren't real issues, but remember, news makes money off of getting you to constantly engage, so they are financially motivated to sensationalize.

Consuming more content isn't going to have an impact on layoffs, Ukraine, recession, etc.

What it will have an impact on is your mental health, as you are experiencing now.

Things that have worked for me:

- Get out into nature as often as possible. Trees and streams have been shown to reduce stress.

- Meditate

- Do physical activities, like lifting weights, yoga, and hiking.

- Pick up a hobby.

- Have dedicated blocks of times to not checking work messages, news, etc.

Constantly checking the news is unlikely to end the conflict or deescalate things :) Not saying that there aren't real issues, but remember, news makes money off of getting you to constantly engage, so they are financially motivated to sensationalize.

What data are you referencing? According to US Census Bureau, the diversity index in Ohio is up ~6%.

Diversity Index (61.1%, up from 54.9%).

Race and ethnicity (White alone 61.6%; Black alone 12.4%; Hispanic 18.7%; Asian alone 6%; American Indian and Alaska Native alone 1.1%; Native Hawaiian and Other Pacific Islander alone 0.2%; Some Other Race alone 8.4%; Two or More Races 10.2%).

Salaries aren't based on expenses, but that'd be pretty neat if they were. :D

With that said, I'd gladly make less than those that have to work in the office.

You don’t have to choose - plenty of remote jobs that are competitive on pay too. There’s lots of code to write.

My work had plans to return to the office, but it's looking like the delta variant is going to allow us to kick the can down the road a bit longer. Looking at the UK numbers ramp up, despite 80% of their population being vaccinated, it seems likely the US will experience a bigger wave of infections.